{"id":1078,"date":"2025-02-28T06:46:12","date_gmt":"2025-02-28T06:46:12","guid":{"rendered":"https:\/\/nextgenfacts.com\/?p=1078"},"modified":"2025-02-28T07:13:17","modified_gmt":"2025-02-28T07:13:17","slug":"home-insurance-what-it-covers-and-what-it-doesnt","status":"publish","type":"post","link":"https:\/\/nextgenfacts.com\/home-insurance-what-it-covers-and-what-it-doesnt\/","title":{"rendered":"“Home Insurance: What It Covers and What It Doesn\u2019t”"},"content":{"rendered":"\n

Introduction<\/h2>\n\n\n\n

Home insurance is an essential tool for protecting your property and finances. While a standard policy offers broad coverage for your dwelling and belongings, it doesn\u2019t cover every possible risk. Knowing what your policy includes\u2014and what it excludes\u2014will help you make informed decisions about additional coverage or endorsements you may need.<\/p>\n\n\n\n

What Does Home Insurance Cover?<\/h2>\n\n\n\n

1. Dwelling Coverage<\/h3>\n\n\n\n

Your policy primarily protects the structure of your home against damage from covered perils such as:<\/p>\n\n\n\n